Nepal Travel Insurance

Nepal is popular destinations in the world for the adventure trekking, climbing and expeditions, and most of those areas are located in remote part of Nepal in the Himalayas. Being a great travel destination, Nepal attract many travelers every year and thousands of people travel Nepal every year and we have many questions from many travelers and the most of the questions are:

Is Travel insurance compulsory to travel Nepal?

The personal travel insurance is must when you are travel to Nepal especially those do trekking, climbing, expedition or any other adventure activities in Nepal. So, it is important that you need to have travel insurance.

There are many types of travel insurance policies and they all come with an incredible amount of fine print so, you need to be clear that what is covered and not covered on the policy that you are are buying and we have given some idea about what should the insurance policy cover.

High Altitude Sickness

Most of the trekking in Nepal including Everest Base Camp Trek, Annapurna Circuit Trek or any climbing and expedition involved high mountain trek and there is always rick of high altitude sickness while you are on those treks or expeditions.

You need to ask your insurance company to provide the policy that cover High Altitude Sickness and you should know that where you are trekking or climbing and how high are the trekking routes are and the policy should cover the evacuation by the Helicopter in emergency.

Accidents

No one want to have accidents while they are on travel however it happens even we do not want and there is always rick of accidents on Nepal mountain trekking and climbing so, the policy should cover those accidents and when the emergency evacuation is needed.

Illness

Travelling in places like Nepal always have probability of illness as your body is usually not adapted to the food or hygiene levels, so, you need to make sure that your insurance policy covers  in the case of illness while you trek and needed to evacuate for the further treatment.

Stolen, Lost or Delayed Baggage

It is familiar to all the travelers that some times, the arrival of your baggage is delay and you do not find it on your arrival at airports, or they can be lost some times and even stolen so, your travel insurance should cover on your these loss.

Other General subjects

There is delay or even cancelation on Nepal domestic flights mostly in the mountain parts such as Lukla while going for Everest Base Camp Trek and other mountain flights due to bad weather even by a day more.

Your travel insurance policy should cover the expenses raised by these delays or even some times, You need to take private helicopter flights and it is not cheap in Nepal and the policy should cover these cost

Trip Cancelation

The that that you have booked for Nepal, Tibet or Bhutan cane be cancled cause of reasons that are beyond our control such as natural disasters, flight cancellation, consequences of strikes, industrial action, wars, riots, sickness, quarantine, government intervention, weather conditions, or other untoward occurrences and your travel policy should cover your trip cost that you would have been already paid to us as they are not refundable in those cases.

Some of the Remomended Travel insurance companies are:

For Canadians and Americans

  •     https://www.travelguard.com
  •     https://www.worldnomads.com
  •     https://www.travelex-insurance.com/
  •     https://www.tugo.com
  •     https://www.hccmis.com/atlas-travel-insurance

For Australians and New Zealanders

  •     https://www.covermore.com.au
  •     https://www.allianz.com.au
  •     https://www.worldnomads.com.au
  •     https://www.bupa.com.au
  •     https://www.itrektravelinsurance.com.au
  •     https://www.1cover.com.au

For British

  •     https://www.jsinsurance.co.uk
  •     https://www.travel-guard.co.uk
  •     https://www.worldnomads.co.uk
  •     https://www.thebmc.co.uk (British Mountaineering Council)
  •     https://www.direct-travel.co.uk
  •     https://www.essentialtravel.co.uk (Select Grade 4 cover - Sport Cover)

For Europe

  • https://www.europ-assistance.com/en

For South-Africa

  • https://www.europ-assistance.com/en