Nepal Travel Insurance

Nepal is a popular destination in the world for adventure trekking, climbing, and expeditions, and Those areas are in a remote part of Nepal. Being a great travel destination, Nepal attracts many travelers every year. We receive many questions from many travelers, and the questions are:

Is Travel insurance compulsory to travel to Nepal?

Personal travel insurance is a must when you are traveling to Nepal to do trekking, climbing, expedition, or any other adventure activities in Nepal. So, travel insurance is compulsory.

There are many types of travel insurance policy, and they all come with an incredible amount of fine print so, you need to be clear that what is covered and not covered that you are buying. We have given some ideas about what should the insurance policy cover.

High Altitude Sickness

Most of the trekking in Nepal include Everest Base Camp Trek, Annapurna Circuit Trek, or any climbing and expedition involved high mountain trek, and there is always a risk of high altitude sickness while you are on those treks or expedition.

You need to ask your insurance company to provide the policy that covers High Altitude Sickness, and you should know that where you are trekking or climbing and how high are the trekking routes are? Insurance should cover the evacuation by the Helicopter in an emergency.

Accidents 

No one wants to have accidents while they are on travel However, it happens sometimes, and there is always a risk of accidents on Nepal mountain trekking and climbing so, the policy should cover those accidents and when the emergency evacuation is needed.

Illness

Traveling in places like Nepal always have a probability of illness as your body is usually not adapted to the food or hygiene levels. You need to make sure that your insurance policy covers in the case of ill while you trek and needed to evacuate for further treatment.

Stolen, Lost, or Delayed Baggage

It is familiar to all the travelers that the arrival of your baggage is delay sometimes, and you do not find it on your arrival at airports. They can be lost sometimes and even stolen. So, your travel insurance should cover on your this loss.

Other General subjects

There is a delay or even cancelation on Nepal domestic flights mostly in the mountain parts such as Lukla while going for Everest Base Camp Trek and other mountain flights due to bad weather even by a day more.

Your travel insurance policy should cover the expenses raised by these delays, or even sometimes, You need to take private helicopter flights, and it is not cheap in Nepal, and the policy should cover these costs.

Trip Cancelation

The trips cancel sometimes cause of some reasons that are beyond our control. The reasons are natural disasters, flight cancellation, consequences of strikes, industrial action, wars, riots, sickness, quarantine, government intervention, weather conditions, or other untoward occurrences. The travel insurance policy should cover the trip cost that has already been paid and not refundable.

Some of the Recommended Travel insurance companies are:

For Canadians and Americans

  •    https://www.travelguard.com
  •    https://www.worldnomads.com
  •    https://www.travelex-insurance.com/
  •    https://www.tugo.com
  •    https://www.hccmis.com/atlas-travel-insurance

For Australians and New Zealanders

  •    https://www.covermore.com.au
  •    https://www.allianz.com.au
  •    https://www.worldnomads.com.au
  •    https://www.bupa.com.au
  •    https://www.itrektravelinsurance.com.au
  •    https://www.1cover.com.au

For British

  •   https://www.jsinsurance.co.uk
  •    https://www.travel-guard.co.uk
  •    https://www.worldnomads.co.uk
  •    https://www.thebmc.co.uk (British Mountaineering Council)
  •    https://www.direct-travel.co.uk
  •    https://www.essentialtravel.co.uk (Select Grade 4 cover - Sports Cover)

For Europe

  • https://www.europ-assistance.com/en

For South-Africa

  • https://www.europ-assistance.com/en